Does your work retirement plan offer a mega backdoor option?

If you’re a high-income earner looking for ways to save more for retirement and reduce your tax bill, you might be interested in a little-known benefit of SOME 401ks: the ability to make mega backdoor Roth contributions.

Scott Miller, Jr.


Our insights page is how we communicate our current thoughts and feelings about personal finance.  We regularly post about market trends, investment strategies, retirement planning, and social security in an easy to digest blog format.

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Is Now the Right Time For A Roth Conversion?

How Much Should I Have In My 401(k)?

Building Your Retirement Income Plan


As tax season approaches, I wanted to share some valuable tips to help you navigate the filing process with ease and confidence. Whether you’re a seasoned taxpayer or filing for the first time, these suggestions can make a significant difference in streamlining your experience and potentially maximizing your refund or minimizing your tax liability. 

Alex LaRosa, CFP®

The “great wealth transfer” is underway, with an estimated $70 trillion worth of assets expected to pass from the older generation to the younger over the next two decades. However, despite the anticipation of receiving an inheritance, a staggering 58% of adults feel ill-equipped to handle newfound wealth. In this blog, we provide essential financial tips to help you effectively manage inherited assets and turn this significant windfall into a lasting legacy.

Alex LaRosa, CFP®

Ebenezer Scrooge’s transformation in “A Christmas Carol” not only illustrates personal redemption but also mirrors the journey of an investor who discovers the profound impact of philanthropy through sophisticated financial planning. This journey can be paralleled with strategic charitable giving methods like Qualified Charitable Distributions (QCDs) and Charitable Remainder Trusts (CRTs).

Scott Miller, Jr.

Every year, the top strategists from Wall Street’s biggest banks make their predictions for the S&P 500. We like to compile these predictions along with some commentary and share them with you. Please take these with a grain of salt as many of them are wrong as often as they are right. This is purely educational and not meant to be portrayed as a “market call”.

Alex LaRosa, CFP®

To my valued clients,

As I sit down to write this Thanksgiving letter, which I’ve done for over 40 years, my heart is filled with gratitude, and I want to kick things off by wishing all of you a joyous and healthy Thanksgiving overflowing with happiness. You see, I consider myself one of the luckiest individuals in the world. From a very young age, I chose a career that has not only been immensely fulfilling but has also been a source of unending happiness.

Blue Bell Private Wealth Management

In the world of personal finance, there is a phenomenon that holds the power to turn small investments into substantial wealth over time. It’s called compounding growth, and it’s the secret ingredient that can supercharge your financial future. The key to unlocking this magic lies in starting to invest early in life. In this short blog, we’ll explore the wonders of compounding growth and why getting started sooner rather than later is crucial for building a solid financial foundation.

Jon Sobotkin

Are you a doctor struggling with student loan debt? Despite being a high-income earner, it can be challenging to make ends meet when a significant portion of your paycheck goes towards student loan payments.

J. Scott Miller




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Access your personal financial planning home page. Your homepage allows you to organize, store, and monitor all your personal financial information, including access to all of your accounts, credit cards, mortgages, insurance, and investments from a wide range of sources.

Access your account information, Blue Bell quarterly reports and commentary as well as Schwab statements and tax documents.

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