With the first quarter of 2021 already in the books, positive economic data points to a sustained recovery for the remainder of the year. Consumer confidence is beginning to improve. The Conference Board Consumer Confidence Index® increased to 109.7, it’s highest reading in a year.

We are sure you are all aware, there is an election coming up. Contentious elections such as the one we are about to face are sure to cause uncertainty in the stock market.

We were nearing the final days of one of the worst quarters in the last 10 years and the doom and gloom prognosticators were all over the TV telling everyone to get out before it gets worse.

After a rather trouble-free first half of the year, increased volatility returned with a vengeance during the third quarter causing many investors to re-evaluate their strategies.

During a worldwide pandemic, government mandated lockdowns, record unemployment, political discord, social unrest, and murder hornets (remember these), does this equal the perfect time to invest?

As an investor for almost my entire life, and professionally for over 45 years, I find it easy to be a long-term investor. While I find it easy, I understand why so many find it difficult.

First and foremost, we want to thank you for the continued trust and confidence that you place in us.

Aren’t you happy you didn’t listen to the negative reports of the 2019 media?