Case Studies


A solid retirement plan for a Union Retiree

This case study examines the challenges James and his wife faced as he neared retirement and how the team at Blue Bell Wealth was able to provide a solid retirement plan so that James and his wife can embark on the new chapter of their life with peace of mind.

Maximizing the Ten Years Leading to Retirement

In this case study, we explore our strategy for assisting a couple within a decade of retirement, often referred to as pre-retirees. These individuals have been diligently saving for their retirement while simultaneously supporting the education of their two children. This dual financial responsibility brought significant stress, as they were concerned about their ability to retire on time. However, now that their children have completed their education and moved out, the couple is eager to refocus their efforts on ensuring they are back on track for retirement.

$24,000 Saved Through Tax Planning

Last year one of our high-net-worth investors had us review his joint income tax return. The couple are both over 70 and are required to take mandatory distributions from each of their IRAs. The husband has served on various charity boards of directors over his career and the couple are closely affiliated with various charities. Naturally they want to support these charities monetarily, as they believe strongly in their missions.

Optimizing Tax Saving Strategy

This case study examines the financial situation of a young couple, both 28 years old, who are high earners with a combined annual income of approximately $450,000, including bonuses. The couple sought the assistance of a registered investment advisor to help them with investments, retirement planning, and tax planning. This case study highlights the advisor's recommendations and strategies to maximize tax efficiency, increase retirement savings, and plan for future healthcare expenses.

Helping High Earners Plan Cashflow 

To ensure confidentiality, we will refer to our clients, John and Linda Smith. A few months ago, they approached us seeking assistance in establishing a financial plan.  Despite being in their mid-30s, they had not previously sought financial guidance and had managed their finances on their own. However, they realized the importance of having a comprehensive financial plan and sought our expertise to help them achieve their goals.



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Charles Schwab

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