Category: ROTH IRA

Harvesting Capital Gains vs. Roth Conversions

Harvesting Capital Gains vs. Roth Conversions

Alex LaRosa, CFP®

Typically, financial advisors recommend deferring income to a later date as a strategy to mitigate taxes.

The Five Best 2020 Tax Planning Ideas

Alex LaRosa, CFP®

2020 will certainly be a year to remember (or forget). On the tax and retirement planning side of things it has presented us with some unique opportunities.

Roth Conversation

Why now may be the right time for a Roth Conversion

Alex LaRosa, CFP®

A Roth IRA conversion is when you convert traditional IRA assets (paying the taxes now)

Is a back-door Roth right for you?

Alex LaRosa, CFP®

Roth IRAs are typically off limits for many higher-income earners, due to strict income caps on contributions.