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bbpwm-website-5 Ways that the SECURE Act Could Impact Your Retirement Savings
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How long you work directly impacts the social security benefit you receive. Social Security benefits are based on the top 35 years of averaged index earnings.
You are eligible to start collecting Social Security at age 62 however your benefit will be reduced. You can begin collecting your full benefit at full retirement age which is determined by your date of birth.
Even if you have never worked under Social Security, you may still be eligible to receive a spousal benefit. If you are at least 62 years of age and your spouse is receiving retirement or disability benefits, you can receive up to 50% of your spouse’s benefits.
  • How your benefits are calculated
  • When you claim your benefit matters
  • You may be eligible for a spousal benefit

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