May 16, 2017

Hindsight is 20/20

By James Behr Jr & Christopher Paleologus


Amazon, Inc. had its initial public offering (IPO) 20 years ago this past Monday on May 15, 1997 and has grown to become arguably the most disruptive force in the retail and technology space today. The stock price has gained an astounding 36% compounded annually since its first day of trading. According to The Wall […]


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April 12, 2017

5 Common Mistakes Made When Purchasing Closed-End Funds

By James Behr Jr & Christopher Paleologus


Closed-end funds (CEFs) are one of the core investments utilized at Blue Bell Private Wealth Management and we think it is necessary to educate people about the mistakes that are often made when purchasing closed-end funds. Below are the five most common mistakes that we believe occur with investors who purchase CEFs. 1. Buying Closed-End […]


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March 28, 2017

It’s Not Timing the Markets, but Time IN the Markets

By James Behr Jr & Christopher Paleologus


Too often investors attempt to time the market and follow media headlines proclaiming the stock market is either headed for new highs or on the verge of a crash. This has been evident over the past few weeks with headlines reading “Dow Volatile After Losing Streak,” “The Trump Stock Market Rally is Under Siege,” and […]


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February 2, 2017

One Reason Why Prices at Your Favorite Restaurant’s Prices Keep Rising

By James Behr Jr & Christopher Paleologus


Remember a time where McDonald’s dollar menu actually had items that were a dollar? McChickens, chicken nuggets, and cheeseburgers; each of these could be purchased with a single crisp dollar bill. Those times are long gone. Their dollar menu has ceased to exist; it’s now called a value menu. The price of everything on that […]


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December 20, 2016

Year-End Financial Check-Up

By James Behr Jr & Christopher Paleologus


As we approach the end of the year there are a few financial moves you can make that will help you manage your savings accounts to ensure you are on the path to retirement. These include decisions you can make to help lower your taxes for the year 2016 and planning adjustments you may want […]


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November 29, 2016

Investing & Money in Your 40s

By James Behr Jr & Christopher Paleologus


Anyone who is in their 40s and is roughly midway through their career or “work-life” has faced, and hopefully conquered, significant challenges financially and in life and begun focusing on saving for major life events. These can range from the purchase of a new home to planning for a child’s education expenses but retirement planning […]


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November 15, 2016

Investing in Your 30s; The Do’s and Don’ts

By James Behr Jr & Christopher Paleologus


In continuation of our discussion regarding certain money mistakes to avoid at the various stages of your investment life, we will continue with those who are in their 30s. With an additional decade of working under your belt, more investment options will arise. Unfortunately, this decade of newfound capital also means more complex expenses to […]


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November 9, 2016

Reaction to the U.S. Presidential Election

By Scott Miller, Jr.


Please do not hesitate to pick up the phone and call or email a member of our team regarding the election results and how it affects your portfolio. We want to be sure that you are aware we are here to speak with you individually and address any inquiries you may have regarding your current […]


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November 8, 2016

Investing In Your 20s; The Do’s and Don’ts

By James Behr Jr & Christopher Paleologus


When it comes to money, everyone makes mistakes. Luckily, if you are in your 20s you have plenty of time to recover. These years can provide you with important lessons for future decisions, and the amount of time you have before retirement can minimize any investing mistakes you are likely to make. Our goal is […]


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November 1, 2016

Choose the Alternative of Alternative Investments

By James Behr Jr & Christopher Paleologus


In continuation of our discussion about which investment vehicles investors should avoid, we will now focus our attention to alternative investments. More specifically, we will discuss the importance of investors excluding Non-traded Real Estate Investment Trusts (REITs), Private Placements, Hedge Funds, Venture Capital Funds, and Private Equity Funds from their portfolios to avoid thwarting investment […]


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October 11, 2016

Will Millennials Be Ready for Retirement?

By James Behr Jr & Christopher Paleologus


Most millennials, people aged 18 to 34, are unprepared and under educated on the importance of saving for retirement. A survey found that 40% of millennials do not have a retirement savings account, and nearly 75% do not know their own net worth. This is concerning as they are believed to be one of the […]


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September 2, 2016

Purchasing CEFs at a Discount to Net Asset Value

By James Behr Jr & Christopher Paleologus


Would you ever buy something worth $1 for $1.01 or more? This is a question Morningstar recently posed in an article about Closed-End Funds (CEFs) on their website. The exact question was, “Would you ever buy a CEF that was trading at a premium to NAV?” and can be read here. Surprisingly, only 53% of […]


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August 17, 2016

Don’t Be Afraid of Our Periodic Table

By James Behr Jr & Christopher Paleologus


    (Click to enlarge) The above chart is known as the “Periodic Table of Investments” and illustrates the previous 10 years annual performance of eight different asset classes. The asset classes represented in this particular chart are Large Cap Equities, Mid Cap Equities, Small Cap Equities, International Equities, Emerging Market Equities, Commodities, Bonds, Inflation […]


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August 4, 2016

10 Behaviors that Lead to Underperformance

By James Behr Jr & Christopher Paleologus


“In 2015, the average equity mutual fund investor underperformed the S&P 500 by a margin of 3.66%. While the broader market made incremental gains of 1.38%, the average equity investor suffered a more-than-incremental loss of -2.28%” –Dalbar’s 22nd Annual Quantitative Analysis of Investor Behavior. This is not a one year aberration but a long term […]


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July 27, 2016

The Benefits of Naming Beneficiaries in Your IRA

By James Behr Jr & Christopher Paleologus


For most people, naming beneficiaries for retirement assets or life insurance policies happens one time – when the account or policy is first started. Typically the named beneficiary is their spouse, after that it’s usually their children, at which point it will most likely never be thought about again. While no one likes to think […]


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July 19, 2016

Don’t Allow Sensational Media Headlines to Affect Your Retirement Portfolio

By James Behr Jr & Christopher Paleologus


“U.S. stocks hammered as Brexit shock rocks markets,” “Worst day in 10 months as Wall Street reacts to Brexit,” and “Brexit Panic – Should You Sell Your Stocks?” are just a few of the headlines following Britain’s decision to leave the European Union on June 24th, 2016, just a little over 3 weeks ago. Today […]


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June 24, 2016

“Brexit” Stage Left

By Scott Miller, Jr.


On Thursday the people of the United Kingdom voted in the British Exit Referendum (Brexit) to take United Kingdom out of the European Union to the surprise and disappointment of markets across the globe. The referendum was initiated by parliament and Britain’s Prime Minister, David Cameron, in their attempt to win their elections in 2015. The […]


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June 6, 2016

How Much Could Your Children’s Diploma Cost You in the Future?

By James Behr Jr & Christopher Paleologus


Do you or anyone in your family know someone that will be attending college in the future? Do you know that higher education tuition costs have increased faster than all other expenses for families over the past quarter century? Since 1983, college tuition and costs have risen 722%! J.P. Morgan Asset Management released a study […]


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May 23, 2016

A Lesson in Compound Growth

By Jon Sobotkin


Happy National Lucky Penny Day! Would you rather have 1 million dollars today or a penny doubled every day for 30 days? If you started with one penny and doubled it each day for thirty days, you would have about $11 million! National Lucky Penny Day is observed each year on May 23rd. See a […]


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May 19, 2016

Despite the Appearance of Calm, Volatility is Back

By James Behr Jr & Christopher Paleologus


We have invested in Structured Investments through bull, bear and flat markets and continue to recommend them because of their ability to provide both partial downside protection and upside potential. What is a Structured Investment? First, it is important to remember that the term Structured Investment/Product/Note is just that – a generic moniker used to […]


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May 12, 2016

Now that you have changed jobs, what do you do with your old 401(k)?

By James Behr Jr & Christopher Paleologus


Ignoring your past employer’s 401(k) can be easy but rolling it over to an IRA could be just as easy and more beneficial in the long run. When you leave a company you have a multiple options with your 401(k). You can roll over your 401(k) into an IRA, keep it with your previous employer’s […]


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April 5, 2016

Is Your Advisor Working in Your Best Interests?

By James Behr Jr & Christopher Paleologus


  • Is your advisor prioritizing you? • Are you working with a fiduciary? • Are you working with an advisor that receives compensation for selling financial products? • What is the difference between a broker, a fee-based advisor, and a fee-only advisor? Broker – Paid commissions for each order placed for securities executed on […]


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March 22, 2016

One investment strategy for greater income and less risk

By James Behr Jr & Christopher Paleologus


One of the principles at Blue Bell Private Wealth Management is minimizing risk while achieving reliable investment returns. For investors looking to reduce risk and increase income, covered call option writing may work well within existing equity portfolios. This strategy can achieve market returns with less risk than the average mutual fund investment. Covered call writing is […]


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February 10, 2016

Would you like to buy $1 for 85 cents?

By James Behr Jr & Christopher Paleologus


The question we pose to you may seem too good to be true. You may say, “No one would give me $1 for 85 cents.” Allow us to introduce you to closed-end funds (CEFs). A closed-end fund is a publicly traded investment company that invests in a variety of securities, such as stocks or bonds, […]


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January 7, 2016

2016 Year End S&P 500 Projections

By Justin Capetola


With the bull market entering its seventh year, strategists on Wall Street are expecting another year of gains but with more volatility along the way. Last year market strategists were looking for a rise in stocks of 10% or more. There were several issues that caused stocks to lag in 2015: the uncertainty surrounding the […]


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December 11, 2015

IRA vs 401(k)

By James Behr Jr & Christopher Paleologus


Are your retirement savings invested in the best type of account for you? Identifying that you need to save for retirement is an important first step but knowing what types of accounts your money should be held in is a close second. Two of the most common accounts are the 401(k) plan offered by employers […]


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August 31, 2015

What Happens When the Fed Raises Rates

By Justin Capetola


To move the U.S. economy out of the carnage left from the Great Recession, the Federal Reserve Bank adopted a near zero interest rate policy almost 8 years ago. This policy, along with FOMC operations such as QE1, QE2, etc. was unprecedented and has had an enormous impact on the stock market. The FEDs balance […]


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February 6, 2015

What if you could reduce the ups and downs of the stock market?

By Justin Capetola


If you are like other investors, you expect to see your investments grow over time.  However, along this path to long-term growth, there will be turbulent times that could cause you to question your decisions:           Am I invested in the right place?           Is investing for me?           I’m not sure I can handle […]


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December 29, 2014

2015 Year-End S&P 500 Projections

By Justin Capetola


With the bull market entering its sixth year, strategists on Wall Street are expecting another year of gains but with more volatility along the way. Of the 22 strategists we researched, all remain optimistic for the stock market in 2015, even with an anticipated interest rate hike by the Fed, falling oil prices and weakness […]


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December 17, 2014

Black Gold Loses Glitter and has the Stock Market Seeing Red

By Scott Miller, Jr.


If you have filled your car up recently you were probably pleasantly surprised by the decline in gasoline prices.  Lower prices at the pump have been a direct result of plunging crude prices, something many consumers have been wishing for.  Lower prices at the pump put more money directly into consumers’ pockets and theoretically this […]


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December 8, 2014

Closed-end Fund Year End Distributions

By Scott Miller, Jr.


Tis the start of the holiday season, and along with Thanksgiving, Chanukah and Christmas comes year end closed-end fund distributions.   These distributions can be quite large and can make it appear as if your account has lost value until the distributions are paid.  Take for instance the closed-end fund General American Investors (symbol: GAM).  GAM […]


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November 21, 2014

Tax Planning Can Improve Your Investment Returns

By Scott Miller, Jr.


It is obvious that you enjoy earning profits from your investments. It is also obvious that very few investors enjoy paying taxes on their investment gains.  One aspect of investing that should not be overlooked is tax loss harvesting.  Tax loss harvesting is the process of reducing the taxable amount of a portfolio by offsetting […]


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October 19, 2014

Putting Volatility in Perspective

By Justin Capetola


27 Years ago today… You were probably grooving to the sweet sounds of Whitney Houston’s, I Wanna Dance with Somebody (Who Loves Me), while… The market was crashing, struggling through the biggest single day decline in history also known as Black Monday.  Putting Volatility in Perspective On this date in 1987, the S&P 500 fell 20.5%.  This […]


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October 8, 2014

3rd Quarter Market Recap

By Scott Miller, Jr.


In our January newsletter, we wrote about the numerous market prognosticators predicting an “Imminent 10% decline in the US equity markets.” Another quarter has passed without the equity markets suffering through this expected correction. A pullback of 10% or greater will certainly come. However, as we have said many times, “Trying to time the stock […]


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August 18, 2014

Riding the Stock Market Roller Coaster

By Justin Capetola and Drew Balis


For many investors, successfully investing in the stock market can be akin to children conquering their fear of a massive roller coaster. Watching the ride from afar and seeing other people hold their hands up in anticipation, it all seems so fun and draws you in imagining the thrilling possibilities, but the huge drop makes […]


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July 11, 2014

They Will Be Right…Sooner or Later

By Justin Capetola


Hardly a day passes without another market guru predicting an imminent 10% or greater drop in the U.S. equity markets. Take for example the June 30th Yahoo article “Common Sense Says Look Out for a Market Drop.” Yet, in the face of much worry and skepticism coming from the various news outlets, the equity markets […]


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June 20, 2014

The Key to Closed-end Fund Rights Offering is Oversubscribing

By Scott Miller, Jr.


The closed-end funds H&Q Healthcare Investors (HQH) and H&Q Lift Sciences Investors (HQL) recently announced non-transferable rights offerings to each respective fund. HQH invests in public and private companies in the healthcare industry while HQL invests in public and private companies in the life sciences industry. Many may have heard the term “rights offering” tossed […]


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June 6, 2014

While We’re Young!

By Justin Capetola


In the chart “Benefit of Saving Early”, you can see a very valuable lesson is being taught. Much like the quote “While we’re young!” from the movie Caddyshack, you shouldn’t be taking too long in deciding whether it’s a good idea to save money earlier rather than later. Sure it is great to take your […]


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As January Goes, So Goes the Market

By Scott Miller, Jr.


You may have heard of the January barometer, which hypothesizes that the movement of the S&P 500 during the month of January sets the stock market’s direction for the year.  It is reported that the January barometer has been correct 88% of the time since 1950.  The S&P 500 declined 3.6% this past January. Steep […]


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