November 29, 2016

Investing & Money in Your 40s

By James Behr Jr & Christopher Paleologus


Anyone who is in their 40s and is roughly midway through their career or “work-life” has faced, and hopefully conquered, significant challenges financially and in life and begun focusing on saving for major life events. These can range from the purchase of a new home to planning for a child’s education expenses but retirement planning […]


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November 15, 2016

Investing in Your 30s; The Do’s and Don’ts

By James Behr Jr & Christopher Paleologus


In continuation of our discussion regarding certain money mistakes to avoid at the various stages of your investment life, we will continue with those who are in their 30s. With an additional decade of working under your belt, more investment options will arise. Unfortunately, this decade of newfound capital also means more complex expenses to […]


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November 8, 2016

Investing In Your 20s; The Do’s and Don’ts

By James Behr Jr & Christopher Paleologus


When it comes to money, everyone makes mistakes. Luckily, if you are in your 20s you have plenty of time to recover. These years can provide you with important lessons for future decisions, and the amount of time you have before retirement can minimize any investing mistakes you are likely to make. Our goal is […]


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August 4, 2016

10 Behaviors that Lead to Underperformance

By James Behr Jr & Christopher Paleologus


“In 2015, the average equity mutual fund investor underperformed the S&P 500 by a margin of 3.66%. While the broader market made incremental gains of 1.38%, the average equity investor suffered a more-than-incremental loss of -2.28%” –Dalbar’s 22nd Annual Quantitative Analysis of Investor Behavior. This is not a one year aberration but a long term […]


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July 27, 2016

The Benefits of Naming Beneficiaries in Your IRA

By James Behr Jr & Christopher Paleologus


For most people, naming beneficiaries for retirement assets or life insurance policies happens one time – when the account or policy is first started. Typically the named beneficiary is their spouse, after that it’s usually their children, at which point it will most likely never be thought about again. While no one likes to think […]


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July 19, 2016

Don’t Allow Sensational Media Headlines to Affect Your Retirement Portfolio

By James Behr Jr & Christopher Paleologus


“U.S. stocks hammered as Brexit shock rocks markets,” “Worst day in 10 months as Wall Street reacts to Brexit,” and “Brexit Panic – Should You Sell Your Stocks?” are just a few of the headlines following Britain’s decision to leave the European Union on June 24th, 2016, just a little over 3 weeks ago. Today […]


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June 6, 2016

How Much Could Your Children’s Diploma Cost You in the Future?

By James Behr Jr & Christopher Paleologus


Do you or anyone in your family know someone that will be attending college in the future? Do you know that higher education tuition costs have increased faster than all other expenses for families over the past quarter century? Since 1983, college tuition and costs have risen 722%! J.P. Morgan Asset Management released a study […]


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May 19, 2016

Despite the Appearance of Calm, Volatility is Back

By James Behr Jr & Christopher Paleologus


We have invested in Structured Investments through bull, bear and flat markets and continue to recommend them because of their ability to provide both partial downside protection and upside potential. What is a Structured Investment? First, it is important to remember that the term Structured Investment/Product/Note is just that – a generic moniker used to […]


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May 12, 2016

Now that you have changed jobs, what do you do with your old 401(k)?

By James Behr Jr & Christopher Paleologus


Ignoring your past employer’s 401(k) can be easy but rolling it over to an IRA could be just as easy and more beneficial in the long run. When you leave a company you have a multiple options with your 401(k). You can roll over your 401(k) into an IRA, keep it with your previous employer’s […]


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December 11, 2015

IRA vs 401(k)

By James Behr Jr & Christopher Paleologus


Are your retirement savings invested in the best type of account for you? Identifying that you need to save for retirement is an important first step but knowing what types of accounts your money should be held in is a close second. Two of the most common accounts are the 401(k) plan offered by employers […]


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June 6, 2014

While We’re Young!

By Justin Capetola


In the chart “Benefit of Saving Early”, you can see a very valuable lesson is being taught. Much like the quote “While we’re young!” from the movie Caddyshack, you shouldn’t be taking too long in deciding whether it’s a good idea to save money earlier rather than later. Sure it is great to take your […]


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