August 30, 2016

Is an In Service Distribution Right for You?

By James Behr Jr & Christopher Paleologus


We have long understood that the investment choices inside of 401(k) plans certainly have a lot of room for improvement. The fees are high, investment choices are slim, and the options for how and when to invest are limited. For those who are unhappy with their current retirement plan there may be another option for […]


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August 9, 2016

Is Your IRA Distribution Tax-Free? The Answer May Surprise You

By James Behr Jr & Christopher Paleologus


In 2015 Congress voted to make Qualified Charitable Distributions (QCD) a permanent part of the tax code. If you have to take a required minimum distribution (RMD) from your IRA account (all of those over the age 70 ½ with traditional IRAs must take them each year), you have the ability to direct that distribution […]


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July 27, 2016

The Benefits of Naming Beneficiaries in Your IRA

By James Behr Jr & Christopher Paleologus


For most people, naming beneficiaries for retirement assets or life insurance policies happens one time – when the account or policy is first started. Typically the named beneficiary is their spouse, after that it’s usually their children, at which point it will most likely never be thought about again. While no one likes to think […]


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May 12, 2016

Now that you have changed jobs, what do you do with your old 401(k)?

By James Behr Jr & Christopher Paleologus


Ignoring your past employer’s 401(k) can be easy but rolling it over to an IRA could be just as easy and more beneficial in the long run. When you leave a company you have a multiple options with your 401(k). You can roll over your 401(k) into an IRA, keep it with your previous employer’s […]


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December 11, 2015

IRA vs 401(k)

By James Behr Jr & Christopher Paleologus


Are your retirement savings invested in the best type of account for you? Identifying that you need to save for retirement is an important first step but knowing what types of accounts your money should be held in is a close second. Two of the most common accounts are the 401(k) plan offered by employers […]


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